1. Introduction

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE.
By accessing, browsing, or subscribing to Yiazou.com, you acknowledge and agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, you must discontinue use immediately.

These Terms apply to all current and future Yiazou.com services, including paid subscriptions, premium research, educational materials, tools, and portfolio transparency features.

2. Consideration

Your access to and use of Yiazou.com constitutes sufficient and valuable consideration.
This includes access to digital content, research, tools, insights, and educational materials.

3. Not Financial Advice (NFA) Disclaimer

All content on Yiazou.com—whether free or paid—is provided strictly for educational and informational purposes only.

Nothing on this website constitutes:

• Financial advice
• Investment advice
• Legal, tax, or accounting advice
• Portfolio management
• Recommendations to buy, sell, or trade any security or asset
• A solicitation or offer to participate in any investment activity

 

Yiannis Zourmpanos, Yiazou Galaxy Ventures Ltd, and any contributors are not licensed financial advisors or investment managers.

All analysis, insights, commentary, and opinions represent personal viewpoints only and may change at any time without notice.

You must conduct your own independent research and/or seek advice from a licensed professional before making financial decisions.

4. Portfolio Transparency Disclaimer

Certain subscription tiers may include access to personal portfolio holdings, allocations, or trades for transparency purposes.

You acknowledge and agree that:

• This access is not investment advice
• It is not a recommendation to replicate trades
• It is not tailored to your financial circumstances
• Positions may change without notice
• Past performance does not guarantee future results

You are fully responsible for your own investment decisions.

5. Restrictions on Use; Limited License

All content on Yiazou.com—including text, graphics, charts, research, videos, images, data, tools, and software—is the property of Yiazou.com or its licensors and protected by international copyright laws.

You are granted a limited, non-transferable license to access Yiazou.com for personal, non-commercial use.

This license does not allow:

• Resale or redistribution of content
• Copying, downloading, or archiving content for commercial use
• Data scraping, data mining, robots, or automated extraction
• Creating derivative works based on Yiazou.com content
• Sharing subscriber-only content publicly or privately

Unauthorized use terminates your access rights immediately.

6. Indemnification

You agree to indemnify and hold harmless Yiazou.com, Yiannis Zourmpanos, Yiazou Galaxy Ventures Ltd, and all associated officers, employees, contractors, and agents against all losses, damages, expenses, claims, and liabilities— including reasonable legal fees—resulting from:

• Your violation of these Terms
• Misuse of the website or content
• Actions taken under your account

 

7. Limitation of Liability

To the maximum extent permitted by law, Yiazou.com shall not be liable for any:

• Direct or indirect damages
• Incidental or consequential damages
• Financial losses or investment losses
• Loss of profits
• Business interruption
• Inaccuracies or omissions in content

Use of this website and reliance on any material is entirely at your own risk.

8. Refund & Cancellation Policy (Annual Subscription)

All Yiazou.com subscriptions are billed annually, upfront, and provide immediate access to premium digital content.

Because the service includes instant delivery of proprietary research and educational material, all sales are final.

No Refunds

Yiazou.com maintains a strict no-refund policy, including but not limited to:

• Early cancellation
• Non-usage
• Dissatisfaction with content
• Changes in financial circumstances
• Auto-renewal charges

Cancellation

You may cancel at any time to prevent renewal.
Cancellation stops future billing but does not refund any portion of the current annual term.

Your access remains active until the end of your paid period.

9. Subscription Renewal

Annual subscriptions renew automatically at the end of each billing cycle.
You are responsible for managing and canceling your subscription before renewal.

No refunds will be issued for automatic renewals.

10. Amendments

Yiazou.com reserves the right to modify these Terms at any time.
Material changes may be communicated by email or by posting a notice on the website.

Continued use of the website after changes constitutes acceptance of the updated Terms.

11. Termination

Yiazou.com may terminate or restrict access at its sole discretion, without notice, for any violation of these Terms.

You may terminate by ceasing to use the website.

12. Electronic Communications

By using Yiazou.com, you consent to receiving communications electronically.
All notices, agreements, and disclosures provided electronically satisfy any legal requirement for written communication.

13. Your Account

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

You agree to notify us of any unauthorized access or security breach immediately.

14. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of Cyprus, without regard to conflict of law principles.

15. Contact Information

For questions, support, or clarification regarding these Terms:

Email: [email protected]